If you urgently need money and don’t have any other option, a gold loan can be the perfect solution for you. Bajaj Finserv is one of India’s leading providers of gold loans, and applying for a loan from them is quick and easy. This article will tell you how to apply for a Bajaj Finserv gold loan. We will also discuss the eligibility criteria and the documents required for application.
How to apply for a gold loan from Bajaj Finserv?
You can apply for a gold loan online or offline from Bajaj Finserv. For an offline application, you must visit a Bajaj Finserv branch and complete the necessary paperwork. The online application process is much simpler and can be completed in just a few minutes.
- To apply online, you must provide basic personal and financial information, such as your name, contact details, income, employment status, etc.
- Once you have submitted the online application form, a representative from Bajaj Finserv will contact you to discuss the loan terms and conditions.
- Once you have agreed to the loan terms, you will need to submit some documents, such as your ID proof, address proof, income proof, etc. Once all the documents have been submitted and verified, the loan amount will be disbursed to your account within 24 hours.
You can repay the loan amount through convenient EMIs, which can be paid through auto-debit or online banking. You can also choose to pre-pay the loan without any penalties.
What is the jewel loan interest rate from Bajaj finserv?
The jewel loan interest rate from Bajaj finserv starts at 12.99%. The company offers a flexible repayment tenor of up to 48 months. You can repay the loan amount in easy EMIs. There are no hidden charges, and you can avail of this loan without collateral. For more details, you can visit the official website of Bajaj finserv.
Can we get a Bajaj Finserv gold loan in Nashik?
Yes, you can get a Bajaj Finserv gold loan in Nashik. You can either apply for the loan online or visit a branch near you. The process is simple and quick; you can get the money you need within 24 hours.
Processing time and turnaround for a gold loan application by Bajaj Finserv
When you apply for a gold loan with Bajaj Finserv, you can expect a quick processing time and turnaround. Your application will be processed within 24 hours, and you can receive the loan amount in as little as 48 hours. It makes Bajaj Finserv one of India’s most efficient gold loan providers.
In which cities Bajaj Finserv Loan is available?
Bajaj Finserv Loan is available in Mumbai, Delhi, Bangalore, Hyderabad, Chennai, Kolkata, and Pune. The eligibility criteria for the loan are:
-You should be a resident of India
-You should be employed with a company for at least 3 years
-Your age should be between 21 and 60 years
-You should have a minimum monthly income of Rs. 25,000/-
How to repay your gold loan by Bajaj finserv?
Depending on your preference, there are different ways to repay your gold loan. You can either do it through EMIs or lump sum payments. The repayment tenure for Bajaj finserv gold loan is 12 months.
If you choose to repay your loan in EMIs, you can do so by post-dated cheques or auto-debit from your bank account. The EMIs will be processed every month and will include the interest amount as well.
If you want to make a lump-sum payment, you can make a one-time payment that includes the principal amount and the interest. You can also pre-pay your loan, which means you can make payments before the due date. It will help you save on interest.
Conclusion
Gold loans are a great way to borrow money in a short period. They are also relatively easy to apply for and can be approved quickly. If you are looking for a gold loan Nashik, then Bajaj Finserv is a great option to consider. Their gold loan interest rates are very competitive and offer a convenient online application process. So, if you need money quickly, then a Bajaj Finserv gold loan could be the right option for you as it also offers a low jewel loan interest rate.
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