- Phishing, in which the con artist deceives you into providing your personal data.
- Hacking – the con artist accesses your information by taking advantage of security flaws on your network, computer, or mobile device. Your information may also be obtained by scammers who hack into government or commercial accounts.
- Scams using remote access: The con artist connives to get you to grant them access to your computer and pay for a service you don’t require.
- Malware & ransomware – Ransomware demands payment in order to ‘unlock’ your computer or files, whilst malware fools you into installing software that lets con artists access your files and monitor your online activity.
- False online profiles – The con artist creates a false profile on a social media or dating website and contacts you through it.
- Theft of personal documents, such as utility bills, insurance renewal notices, or medical records, allows scammers to access your confidential information.
- Data breaches – The scammer gets access to your information through unintentional data breaches of commercial or governmental accounts.
What scammers do with your personal information
Scammers have access to your personal information and can do the following with it:
- create new bank accounts in your name and obtain loans or credit lines.
- sign contracts for phone plans and other products.
- make pricey purchases in your name
- steal your retirement benefits
- receive access to government services available online
- go through your email to locate more private information.
- get access to your social media accounts and pose as you to con your loved ones.
In case your identity is stolen, you need to contact Ezchargeback, an investigative recovery company that is filled with subject-matter professionals who can examine your case, compile evidence about your criminals, and find your scammer for you.
Scammers will target your personal data before taking your identity. Look out for these warning indicators.
- You unexpectedly receive a phone call, text message, or email asking for personal information.
- You get a text or email requesting you to open an attachment or click a link in order to “verify” or “assure” your personal information. There could be grammatical or writing issues in the message.
- Unexpected pop-up windows requesting permission to execute software have appeared on your computer or mobile device.
- On social media, you get a friend request from a complete stranger.
- Someone has broken into your mailbox.
As soon as you detect a warning sign, you should consult with ezchargeback, so the scammer is unable to harm you.
Indicators that your identity has been stolen
- Your social media or email account won’t let you log in, or someone has logged into your profile from a strange place.
- You discover that significant sums of money disappear from your bank account for no apparent reason.
- Your application for a loan or financial service is denied, or your credit card has been declined.
- You receive bills, invoices, or receipts that are addressed to you but actually pertain to items or services that you did not pay for.
- Companies or people who think they have been doing business with you get in touch with you even though you haven’t spoken to them
- Delete any questionable texts or emails instead of opening them.
- Call the relevant organization directly to confirm the identity of the contact; locate them using an impartial resource, such as a phone book or web search. Use the contact information that was not supplied to you in the message.
- Never send funds to someone you don’t trust or allow them access to your credit card, internet account, or copies of your personal documents.
- Never grant remote access to your computer to a stranger since you never know who you’re dealing with.
- Select passwords that are challenging for other people to decipher. Never disclose your passwords to anyone, and avoid using the same one for all of your accounts.
- Use antivirus software and a reliable firewall to protect your networks and devices. Avoid accessing or providing personal information on public computers or Wi-Fi hotspots.
- Exercise extreme caution when disclosing personal information on social networking platforms. Your personal details and images may be used by scammers to build a false identity or to target you for a con specifically.
- Secure your mailbox with a lock, and before discarding any documents containing personal information, shred or burn them.
Have you been scammed?
Contact your bank, financial institution, and ezchargeback right away if you believe you may have given the fraudster access to your account information, passport, tax file number, license, Medicare, or other personal identity information.